Pricing

No monthly fees.
No hidden FX.

We make money on a small FX spread when you spend abroad — that’s it. Everything else is free or shown up front.

Nothing hidden. Nothing prorated. Nothing buried.

Item	Cost
Virtual card issuance Issued in 60 seconds.	Free
Physical card issuance Metal card, shipped worldwide.	$25
Monthly fee Forever. No minimums.	Free
USDC spending We swap at the network rate.	Free
Foreign-exchange spread Above the public mid-market rate. No card-network FX.	0.5%
ATM withdrawal (USD) Free at >55,000 partner ATMs.	$2.00
ATM withdrawal (intl) Whatever you withdraw, in any currency.	$4.00 + 1%
Card replacement Free for damaged or expired cards.	$10
Declined transactions No fee, ever. Not even for insufficient balance.	Free

Every fee is documented in our Terms. Every swap is on-chain.

No monthly fees.No hidden FX.